Why this exists, and what "FX" actually means.
Credits. Tokens. Minutes. Seconds. Requests. Generations. ACUs. Every AI platform meters usage in its own unit, and there's rarely a way to know what any of it is actually worth until after you've paid for it.
It isn't just confusing between platforms — it's unstable within a single one. Runway prices its Gen-4.5 video model at 12 credits per second, but because each of its own plans prices a credit differently, that identical 12 credits costs $0.096 on the Max plan and $0.288 on the Standard plan: the same output, a 3x difference, based only on which plan you happen to be on.
CreditFX doesn't sell, trade, or exchange AI credits — the "FX" isn't a marketplace, it's a reference. Think of a currency exchange board: it doesn't sell you euros, it tells you what a euro is worth against a dollar. CreditFX does the same job for AI pricing — it takes what a platform charges (credits, tokens, minutes, whatever unit it invented) and translates it into a real dollars-per-unit rate, so you can see what you're actually paying for.
"We don't exchange credits. We translate what they're worth."
I built CreditFX because I got tired of trying to figure out what a "credit" was actually worth from one platform to the next. It's the tool I wish I'd had while I was making sense of all this myself — and it's still growing. I don't have every platform yet, and I probably never will; new pricing models show up before breakfast. But there's a lot here already, and I'm adding more.
— Gabe Moronta, creator of CreditFX
CreditFX is not a marketplace, a reseller, or a broker of AI credits. It has no relationship with the platforms it lists, doesn't process payments on their behalf, and doesn't profit from which platform you choose. It's an independent reference — see how the numbers are calculated for the full methodology.
Head to the Support page — that's the fastest way to flag a rate that's changed or suggest a platform to add.